Section 125 And Pre-Tax Benefits: A Strategy For Lower Healthcare Costs
When it comes to healthcare, most employers want the same things: lower costs, better benefits, and happier employees. The problem? Traditional plans rarely deliver all three, especially without adding cost or complexity. That’s where the Lumara Plan changes the game. Built around a smarter structure that leverages Section 125 alongside two powerful components—a Preventative Care […]
Section 125 vs. Post-Tax Deductions: What’s Better For Employers?
In the competitive workforce of today, employers are continually seeking better, more economical means of benefiting their employees. One such area that tends to go underappreciated? Payroll tax strategy. That is, how employers approach employee benefit deductions—whether they’re implementing post-tax deductions or taking advantage of Section 125 taxes via payroll pre tax deductions. At first […]
How a Section 125 Cafeteria Plan Saves Employers And Employees Money
What if you could save thousands annually, without cutting benefits or raising costs? That’s exactly what the Lumara Plan was designed to do. By leveraging a Section 125 cafeteria plan alongside a fully managed Preventative Care Management Plan (PCMP) and a Self Insured Medical Reimbursement Plan (SIMRP), Lumara offers one of the most compliant, automated, […]
How Can Section 125 Plans Help You Attract & Retain Top Talent?
With the competitive nature of today’s job market, wonderful salaries by themselves are no longer sufficient to cause top performers to be content. More than that, employees want better benefits, greater support, and true value for their efforts. That’s where the Lumara Plan steps in. It’s not another Section 125 benefit plan. It is an […]