Could a Section 125 Health Care Plan Be the Smartest Way to Offer Flexible Health Benefits?
Employers today face the challenge of providing good healthcare coverage and controlling costs. Traditional employer-sponsored health plans get more expensive each year. While employees still struggle to afford care. This is why many organisations are exploring smarter alternatives — including a section 125 health care plan that allows employees to use pre-tax deductions for eligible […]
A Small Business Owner’s Step-by-Step Guide to Starting a Section 125 Plan
Running a small business comes with no shortage of challenges, including managing costs, keeping your team happy, and staying compliant with changing regulations. But what if there was a way to improve employee benefits, cut healthcare costs, and even increase take-home pay, all without adding new expenses? That’s exactly what the Lumara Plan does. Built […]
What Tax Advantages Come with a 125 Cafeteria Health Plan?
Every year, businesses lose thousands of dollars to payroll taxes. At the same time, employees miss out on health benefits that could really make a difference. That is where a 125 cafeteria health plan comes in. A Section 125 health care plan gives employers a way to save money while giving employees meaningful, tax-free benefits. […]
How Can Payroll Pre-Tax Deductions Improve Financial Wellness?
Money stress is everywhere. Employees are juggling bills, rent, groceries, and healthcare costs, and employers are trying to stretch budgets while keeping their teams happy. One smart move that actually makes a difference is using payroll pre tax deductions through a section 125 health care plan, like the Lumara Plan. It’s not flashy, but it […]
Is Your Workplace Missing Out on Section 125 Program Benefits?
Most employers are looking for ways to offer better benefits without increasing costs. Rising healthcare expenses, retention pressure, and the need for a stronger employee experience make it challenging. Section 125 programs provide real savings for businesses, and more take-home pay for employees. The Lumara Plan delivers family-level benefits at $0 copay without adding cost […]