Are You Paying Too Much Payroll Tax? Find Out

Most employers don’t realise how much they’re overpaying in payroll tax each year. It’s often hidden in plain sight—buried in outdated benefits structures, missed opportunities for tax efficiency, and well-meaning HR decisions that don’t align with today’s cost-saving strategies. At Lumara, we believe businesses shouldn’t have to choose between offering great benefits and protecting their […]
Transforming Employee Benefits with a Next-Level Section 125 Program

In today’s competitive business landscape, delivering exceptional employee benefits is more critical than ever.
How Section 125 Plans Help Businesses Save on Payroll Taxes

Business owners are always looking for ways to reduce costs while maintaining competitive benefits for employees.
Everything You Need to Know About Section 125 Cafeteria Plans

Businesses today face rising costs, from payroll taxes to employee benefits. Finding a way to save money…